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The contributors to this blog are a diverse group of lawyers and law professors who practice, teach, or write about consumer law and policy. Although the blog is hosted by Public Citizen's Consumer Justice Project, the views expressed here are solely those of the individual contributors and do not necessarily reflect those of the institutions with which they are affiliated. To view the blog's statement of policies, please click here.

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Thursday, January 31, 2008

Attention homeowners: your lender can help you avoid foreclosure

Houseforsale According to a Freddie Mac study, 57% of homeowners are unaware of the workout options that could help them avoid foreclosure. And this is an improvement, up from 61% in 2005. Will the lender actually work something out? It's worth a try, and lenders do know that allowing a house to go into foreclosure is bad for everyone, lenders included.

[via Consumerist]

Edit: Phuong Cat Lee from Consumer Smarts linked to a number of helpful resources for consumers looking to get help from their lenders.

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Comments

Definitely worth a try. And a good option is to go with a professional and reputable debt negotiation company. But be very picky! Make sure the company you choose has a good ranking with the Better Business Bureau, as there are lots of scams out there.

Definately worth a try. Most lenders are taking huge losses at this point so trying to keep homeowners in the house is a win-win

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