by Jeff Sovern
I posted yesterday the abstract of Debra Pogrund Stark's and Jessica M. Choplin's article, A License to Deceive: Enforcing Contractual Myths Despite Consumer Psychological Realities, NYU Journal of Law & Business (2009), but I wanted to mention a bit more about it. One way the authors tested whether people read forms was to have students fill out a thee-page consent form to participate in a study. Here's an excerpt which I suspect will become a classic:
The second paragraph was a long-winded explanation of informed consent, but buried three quarters of the way through this paragraph, was a sentence suggesting that participants should not sign this consent form as its terms were clearly not in their best interests. The third and fourth paragraphs described unproblematic aspects of studies typically conducted at the university. Buried within the fifth paragraph, however, were clauses that were certain to be unacceptable if read by participants. In particular, these clauses committed participants to administering electric shocks to fellow participants, if instructed to do so, even if that participant screamed, cried, and asked for medical assistance. It also required participants to do push-ups, if the experimenter instructed them to do so. Contrary to human-subject protection guidelines, the form required participants to remain in the laboratory until and unless the experimenter allowed them to leave.
So how many signed? 87 of the 91 participants, or 95.6%. The authors report: "Very few read any provisions or even skimmed enough to get a vague idea of those provisions. The average time that these participants spent looking at the bogus consent form was 2.0 seconds." To be sure, that may not say very much about whether consumers read other contracts, or even that these students were typical of consumers, but it sure rings true, doesn't it. I should also note that the authors also surveyed 207 people on whether they read contracts.
Speaking of the psychology of not reading long things... the three-page bogus consent form would be far more persuasive (to others) than the 89-page research paper. If you know the authors, please persuade them to publish that form. (By reading this comment, you agree to use all reasonable force to do so.)
Posted by: Jay Levitt | Thursday, March 05, 2009 at 10:35 PM