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The contributors to the Consumer Law & Policy blog are lawyers and law professors who practice, teach, or write about consumer law and policy. The blog is hosted by Public Citizen Litigation Group, but the views expressed here are solely those of the individual contributors (and don't necessarily reflect the views of institutions with which they are affiliated). To view the blog's policies, please click here.

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Wednesday, March 29, 2017



I think it’s almost comical to explain how UDAP laws were used to hold companies that caused the Great Recession accountable for what happened. The Great Recession was caused by lack of corporate responsibility and no current law can properly punish those guilty of that “crime.”

I side with Gordon Gecko when he says “greed is good.” But greed must be kept in check and those who take risks as a result of greed must be accountable for the greedy decisions that harm others. If equity traders or bank executives want to take big risks for big rewards, that’s fine with me. But when those risks don’t turn out well, the American people shouldn’t have to pay the price (although, admittedly, many consumers were also responsible for causing the Great Recession).

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