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The contributors to the Consumer Law & Policy blog are lawyers and law professors who practice, teach, or write about consumer law and policy. The blog is hosted by Public Citizen Litigation Group, but the views expressed here are solely those of the individual contributors (and don't necessarily reflect the views of institutions with which they are affiliated). To view the blog's policies, please click here.

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Thursday, November 15, 2007

Comments

Henry Switzer

Gift credit cards are becoming the latest and greatest of all gifts, with visa gift cards being one of the most popular. They are taking the place of money and other forms of gifts everywhere, giving the gift giver, peace of mind and the recipient more freedom of choice. Traditionally, money was the choice gift. After all who didn't like to receive money instead of a gift, they knew they would enjoy it. Gift credit cards, particularly visa gift cards fit this need.

Jeremy Duffy

Yup. It's about time. I'm guessing after 39 states implemented freeze laws, the credit companies figured they'd better preemptively offer freezes before the rest of the states forced them to do it on worse (for them) terms. It's a good start, but the states should make them cut the fees and require faster and simpler unfreeze procedures.

More information here:

http://www.jeremyduffy.com/top-issues/credit-security-freezes/

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