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Friday, September 05, 2008



If the theory is disparate treatment in the extension of credit based on race, it could be Fair Housing 3604 or 3605, Equal Credit Opportunity Act, 42 USC 1981 (right to make and enforce contracts on terms equal with whites), 1982 (right to purchase, lease, sell, hold, and convey real property on equal terms with whites), 1985 (if there was a conspiracy to deprive of equal protection of the laws, for instance if the broker, lender, closing agent, etc. conspired to target minority communities).

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