Other Contributors

About Us

The contributors to the Consumer Law & Policy blog are lawyers and law professors who practice, teach, or write about consumer law and policy. The blog is hosted by Public Citizen Litigation Group, but the views expressed here are solely those of the individual contributors (and don't necessarily reflect the views of institutions with which they are affiliated). To view the blog's policies, please click here.

« Barnes v. Yahoo!: Raising the Section 230 Immunity Defense on a Motion to Dismiss | Main | Obama Administration Reverses Bush Administration Policy on Regulatory Preemption »

Friday, May 22, 2009


Collection Agency

Nice article regarding Collection agency. .. thanks for sharing with us . . .

Now a days most of the companies adopted this kind of strategy for maximizes profits and minimizes losses.

Another benefit is that collection agency or outsourcing allows companies to avail high-quality services. So now a days outsourcing services are most important in every business organization.


It's about time. In my own dealing with mixed files on my credit report, two separate companies had the wrong person. In the first instance, it was a bank. It took nearly 18 months of complaints to figure out which agency goverened this particular lending institution. My State Banking & Insurance said the company was not legal to do business in my state. The FTC, referred me to the Comptroller of Currency. The Comptroller of CUrrency referred me to the Attorney General in the state the company is headquartered out of. By the the time the right agency intervened, the bank sent it to a disreputable third party agency to start a campaign of harassment. That started the dispute process all over again, taking another 2 years before I got a letter out of the original lender stating the debt wasn't mine. Did that fix my credit reports, NO - it has been re-aged, not removed, and I still get referred out to various "governing agencies" as they all seem to pass the buck on enforcing the laws.

In the second instance, the original creditor has no record of any past due bills/collections in my name. They also said the collection agency used their name as original creditor fraudulently as the collection firm was NOT contracted legally to do business on their behalf. The Attorney General took this information and started pursuing the collection firm. The colelction firm sent a flimsy letter of response claiming "clerical error" and they were closing their file. Within 10 days of this dated letter, the agency just forwarded the same invalid information to another agency (owned by the same principal's) in another state, again to try to frustrate and extort personal information including addresses, places of employment, social security numbers of myself and family members, bank account information, savings account/investment account information, etc. In any event these tactics of phishing are well beyond any legitimate collection attempt.

A central

The comments to this entry are closed.

Subscribe to CL&P

RSS/Atom Feed

To receive a daily email of Consumer Law & Policy content, enter your email address here:

Search CL&P Blog

Recent Posts

July 2020

Sun Mon Tue Wed Thu Fri Sat
      1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30 31