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Saturday, August 01, 2009


Troy Doucet

In 2006, a group of federal agencies published the "Interagency Guidance on Nontraditional Mortgage Product Risks" which set out guidance on interest-only and subprime loans. It would have been great had that been implemented as a rule instead of guidance.

Here is a link to the document:

It was joined by:
Office of the Comptroller of the Currency
Board of Governors of the Federal Reserve System
Federal Deposit Insurance Corporation
Office of Thrift Supervision
National Credit Union Administration

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