Jeff Gelles Columns on How Opting Out of Overdraft Protections Didn't Help One Consumer

Here and here.  The consumer had opted out of overdraft coverage of his debit card charges and had moved money into his account to cover the charges, but still got hit with $630 in fees for overdrafts.

Comments

[Bruce Boyden]

The overdraft fees occurred because a deposit was marked "available" when in fact it wasn't. That seems like a garden-variety unfair or deceptive trade practice to me.