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Thursday, January 14, 2010


Just wondering...

Guess I'm asking, how do the rules apply to a representative of the creditor?

Just wondering...

I wonder if the rules of provision 226.10 of regulation Z (limitation on pat-to-pay, cut-off times, date of receipt) will apply to transactions done through a third-party payment service provider contracted by the creditor to receive customer payments? Seemingly, the Board would not allow a creditor to do through a third party what they would not allow the creditor to do personally, right?

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