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The contributors to the Consumer Law & Policy blog are lawyers and law professors who practice, teach, or write about consumer law and policy. The blog is hosted by Public Citizen Litigation Group, but the views expressed here are solely those of the individual contributors (and don't necessarily reflect the views of institutions with which they are affiliated). To view the blog's policies, please click here.

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Sunday, October 09, 2011

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free 3 credit report

Outstanding blog you guys have preserved there, I totally valuate the effort.

john jansen

Senator Durbin polluted the already toxic Dodd Frank when he proposed denying swipe fees to banks. Why would he think that banks would continue to provide that service at a greatly reduced fee? They have shifted that fee to the consumer rather than the big box retailers who paid that fee previously at the point of service. Are we testing to see if that savings is passed on to consumers. Unless Walmart is a charitable trust I suspect they are happily pocketing the difference. Consumers can thank Senator Durbin for that one.

foreclosure freeze

Predatory lending is also a threat to deal with now a days. I am happy you wrote something worth reading about foreclosures. Foreclosure freeze for a wrongful foreclosure is a must. Lenders should explain terms and conditions in a simple manner to home owners. This would certainly decrease the amount of foreclosure fraud.

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