Coordinators

Other Contributors

About Us

www.clpblog.org

The contributors to the Consumer Law & Policy blog are lawyers and law professors who practice, teach, or write about consumer law and policy. The blog is hosted by Public Citizen Litigation Group, but the views expressed here are solely those of the individual contributors (and don't necessarily reflect the views of institutions with which they are affiliated). To view the blog's policies, please click here.

« FDCPA Surveys | Main | California announces settlement with CashCall over predatory lending practices »

Monday, February 16, 2015

Comments

Anonymous

The real problem as I see it is that people are dependent on their employers for their health insurance. Or even that health insurance is required for health care at all. Of course many procedures are far too expensive (for no good reason in many cases...) for most people to pay out of pocket, but the way the system is set up, insurance companies get to choose what procedures a patient receives, even if it conflicts with a doctor's recommendations, by simply not approving coverage! For example, my mother was denied extra physical therapy appointments because the insurance company refused to cover it and she couldn't afford to pay out of pocket. And the physical therapy was still cheaper than invasive procedures.

The ideal situation, in my opinion, is medical procedures and therapies (and medicines, etc.) to cost only a fair price and mostly affordable for average people to pay out of pocket (such as a few cents for an aspirin, unlike the astronomical cost a hospital charges). Also more access to cheaper alternative therapies instead of going straight to the expensive drugs and surgeries that are currently what many doctors prescribe first. Perhaps small community insurance to help people pay for more expensive procedures when necessary.

Until then, a single-payer system is best as long as the government doesn't refuse to cover alternative therapies. If it gets to pick and choose what to cover, it's no better than private insurance companies.

The comments to this entry are closed.

Subscribe to CL&P

RSS/Atom Feed

To receive a daily email of Consumer Law & Policy content, enter your email address here:

Search CL&P Blog

Recent Posts

December 2022

Sun Mon Tue Wed Thu Fri Sat
        1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31