Philadelphia Inquirer's Jeff Gelles on Yesterday's Credit Bureau Settlement

Here.  My favorite part:

I've written a lot over the years about the need for government to step in when markets fail to protect consumers.* * * Nearly every time, I get angry push-back from tea-party types and libertarians who question any intervention - even against monopolists or near-monopolists. Among the rare exceptions: the nation's three main credit-reporting agencies, which generate anger that crosses all political and ideological bounds.