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The contributors to the Consumer Law & Policy blog are lawyers and law professors who practice, teach, or write about consumer law and policy. The blog is hosted by Public Citizen Litigation Group, but the views expressed here are solely those of the individual contributors (and don't necessarily reflect the views of institutions with which they are affiliated). To view the blog's policies, please click here.

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Monday, March 04, 2019

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Edwin Bell

Third party junk debt collectors frequently use fraudulent documents to obtain unlawful Judgments from local courts. One of the methods used by illegal debt collectors is improper service of process otherwise known as "Sewer Service".
Third party junk debt buyers do NOT meet the basic requirements of UCC...purchased for value...usually pennies on the dollar.
State Courts should not be granting default judgments for claims by debt collectors that also include suspect affidavits and debt verification. The inherent and obvious problems with these types of claims should not be acceptable to courts. Most of these cases don't meet the standards of a valid or legitimate suit against a consumer.

Third party junk debt collectors also use credit reporting agencies to threaten consumers to pay these illegal debts, which is akin to paying extortion. Allowing junk debt buyers to use credit reporting agencies for unsubstantiated claims destroying a consumers credit history without recourse is an unfair and unconscionable method of harassment to force consumers to pay debts not owed. Laws should be passed and serious penalties imposed to protect consumers from the threats by third party collectors who NEVER had a relationship with the consumer.

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