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Saturday, September 07, 2019


James Kalcheim

BoA still offers a keep the change “product” but it wouldn’t surprise me if other banks considered and passed on this idea and because the costs to the typical consumer outweigh the benefits to the typical consumer. Would consumers paying money—in the form of fees for a new bank account—just to move small amounts of their own money from their account to their newly opened savings account be considered “abusive?”

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